LONG TERM CARE INSURANCE PROTECTION EXPLAINED.

An entire estate can be wiped out by a single health issue severe enough to cause
incapacity.

Long Term Care insurance is a priority to preserve assets and allow independence

to choose who provides care and where care is provided whether at home or in a

facility, and also when that care will begin.

Long Term Care insurance protection can help insure maintenance of your quality
of life.

Long Term Care insurance contracts with a home care provision lessens the chance
you will be forced into an assisted living facility or nursing home.

If you want the option of remaining in your home where you are comfortable, but

do not want to burden your children or family members, please consider some of the

home care options in the LTC insurance care provisions.

If you are looking for a way to guarantee your independence as long as possible
and your quality of life, Long Term Care insurance with home care provisions is
a smart way to pay the bills. You may be able to save taxes at the same time.

Benefits are tax free and you will not have to liquidate assets to pay for your care.

An alternate plan of care can be important in allowing options as yet undiscovered

or used today. Provisions for an independent caregiver can also add value and

security.

We have ways to determine a plan suitable for a particular client or spouse.

Please contact me before you need care. Policies are underwritten and premiums
are based on age, health and other discounts you may be eligible to receive today
that are not likely to continue in later ages.